As if buying health insurance isn’t hard enough, what with all the confusing lingo, it can be a challenge just to figure out what all those initials stand for in the plan names.
Let us help you understand some of the basic differences between HMOs and PPOs. These are basically types of plan networks, which is important as you think about whether a plan will cover, or pay for, visits to the doctors, specialists, therapists, urgent care clinics, labs, pharmacies, hospitals and other providers you prefer.
Here’s a primer on the kinds of plan Community Health Options offers:
Beyond selecting a plan type, you can also consider the category, or metal level, ranging from Bronze, which has the lowest premium but higher out-of-pocket costs, to Platinum, with a higher premium, and lower cost for medical care. Learn more about these levels here.
Want to talk with someone about which plan to choose for you and your family? Call us at (855) 624-6463 from 8 a.m. to 6 p.m., Monday through Friday, or email us and we’ll get back to you.
Follow @communityhealthoptions on TikTok for quick tips and tricks on how to buy and use a health plan. And don’t forget to follow Community Health Options on LinkedIn, Facebook or Instagram.
The summer’s winding down and fall will be here before we know it—and that means it’s time to head back to school. While this is an exciting time of year—new classes and teachers, new sneakers, reuniting with old friends and making new ones—grown-ups and children can both start to feel some pressure as a new school year begins.
Whether students are in preschool or high school, healthy habits can help them thrive. Here are some tips from Amanda McKenzie, a registered dietician and wellness manager for Community Health Options, to ease everyone back into the groove.