Now that it’s time for Open Enrollment, you might be tempted to put off choosing your 2025 health insurance plan until it gets closer to the deadline. After all, you have until Wednesday, Dec. 18, to sign up for a plan to get coverage by Wednesday, Jan. 1.
If you wait, don’t worry. You still have until Wednesday, Jan. 18, for coverage that begins Wednesday, Feb. 1.
While putting this decision off seems tempting, you might want to decide sooner than later. Before you know it, you’ll be busy getting ready for the holidays and may have to rush one of the most important decisions you make all year. By the way, if you think you don’t need insurance because you’re healthy, we encourage you to think again.
You don’t need to go it alone
Community Health Options is here to help you choose a plan that fits your budget and needs, while giving you access to the broadest provider network in Maine so you can find care in your own back yard.
To start, we’ve put together some tools to help you:
Finally, if you want help, we’re happy to give it. You can talk with our Maine-based team members, who know about the providers and services in your area, along with how to figure out whether you might qualify for state tax credits or cost-sharing reductions. If you have questions or need help finding a plan, simply call (855) 624-6463 between 8 a.m. and 6 p.m., or send an email and we’ll get back to you.
It might be tempting to buy a health plan based with the lowest monthly premium, but if you do, you might be surprised at your costs at the end of the year. So, when you compare plan prices, it’s important to estimate your total yearly costs so you can find a plan that meets your needs and budget.
