As if buying health insurance isn’t hard enough, what with all the confusing lingo, it can be a challenge just to figure out what all those initials stand for in the plan names.
Let us help you understand some of the basic differences between HMOs and PPOs. These are basically types of plan networks, which is important as you think about whether a plan will cover, or pay for, visits to the doctors, specialists, therapists, urgent care clinics, labs, pharmacies, hospitals and other providers you prefer.
Here’s a primer on the kinds of plan Community Health Options offers:
Beyond selecting a plan type, you can also consider the category, or metal level, ranging from Bronze, which has the lowest premium but higher out-of-pocket costs, to Platinum, with a higher premium, and lower cost for medical care. Learn more about these levels here.
Want to talk with someone about which plan to choose for you and your family? Call us at (855) 624-6463 from 8 a.m. to 6 p.m., Monday through Friday, or email us and we’ll get back to you.
Follow @communityhealthoptions on TikTok for quick tips and tricks on how to buy and use a health plan. And don’t forget to follow Community Health Options on LinkedIn, Facebook or Instagram.
Let's face it. No one needs to remind us that it can be a little rough out there.
Mainers, of course, are famous for their grit and for having each other’s backs in tough times. And while that’s true, healing takes time and it’s OK to need help, whether following a violent event, a natural disaster, a personal loss, or something else. Most important, when life comes at you hard, remember to be patient with yourself and to stay connected with those around you.
There’s no script for reacting to the things life throws our way, and you shouldn’t expect to “get over it” quickly. You may not want to eat or are having a tough time sleeping. You might feel as if things are out of control, have a tough time concentrating, feel angry or restless, feel like withdrawing, or not even know how you feel. A current event might even remind you of something in the past and could churn up old feelings, too.